The Centers for Medicare & Medicaid Services (CMS) released the 2025 Medicare Parts A & B Premiums and Deductibles on November 8th, 2024.
Medicare Part B Premiums/Deductibles
The standard Medicare Part B monthly premium will increase $10.30 from 2024, from $174.70 to $185.00. The annual Part B deductible will also be increasing to $257 in 2025, a change of $17 from the 2024 deductible.
Since 2023, individuals whose full Medicare coverage ended 36 months after a kidney transplant, and who do not have certain other types of insurance coverage, can elect to continue their Part B benefits for immunosuppressive drugs ONLY by paying a premium – which will be $110.40/month in 2025.
The Income-Related Monthly Adjustment Amounts (IRMAA) for full Part B coverage will be:
Here’s the 2025 IRMAA amounts for Part B Immunosuppressive Drug Coverage Only:
Premiums for high-income beneficiaries who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows:
Medicare Part A Premium & Deductible
Enrollees aged 65 and over who have fewer than 40 quarters of qualified working credits and certain persons with disabilities pay a monthly premium in order to voluntarily enroll in Medicare Part A. Individuals who had at least 30 quarters of working credits or who were married to someone with at least 30 quarters will pay $285/month in 2025. Individuals who have less than 30 quarters of working credits will pay the full Part A premium, which will be $518 a month in 2025, a $13 increase from 2024.
Part A Deductible and Coinsurance Amounts for Calendar Years 2024 & 2025 by Type of Cost Sharing:
Medicare Part D IRMAA
We see some slight changes to the Income Related Monthly Adjustment Amounts from 2024 to 2025.
Our customizable 2025 Medicare Premiums & Deductible flyer is now available through the ProShop Plus, and we’re working to update our Medicare Scholar presentations with all the new 2025 information.
